Specialist advisory and financing for financial intermediaries
Funding Growth.
Enabling Succession.
Built exclusively for brokers and advisers, by people who understand the intermediary market
Our roots go back to 2019 in insurance premium finance. In 2020 we began funding short-term brokers' acquisitions, and end-to-end sell-side advisory soon followed. In 2024 the two were brought together under the Continuity Solutions brand: one team offering funding, detailed valuations and expert sell-side advisory to the entire intermediary market, short-term, life and wealth.
Independence
Our goal is outcomes that deliver the best solutions for our clients. We operate without corporate influence, with no conditions of service beyond those agreed between us and our clients.
Partnership
We walk the journey alongside our clients. Ongoing involvement fosters stronger relationships and creates a vested interest in the success of our clients' endeavours.
Flexibility
Each client is unique, with their own requirements and circumstances. We assess, advise and execute tailored solutions based on each client's individual needs.
Tailored exclusively for the intermediary market
Finance for acquisitions
Fully independent funding for intermediaries acquiring advice or insurance practices through share purchases, book purchases or management buy-outs.
Explore fundingDetailed valuation reports
Comprehensive valuation reports built on the underlying fundamentals of your business, giving you a detailed, defensible view of the value of your business in the open market.
Explore valuationsSelling your business
End-to-end sell-side advisory: valuation, buyer sourcing, due diligence, structure and execution. Where a transaction concludes successfully, the seller pays no fees and realises the full value of the sale.
Explore sell-sideLooking to acquire?
Join our curated buyer panel and gain exclusive access to pre-vetted, well-packaged acquisition opportunities not available anywhere else in the market. No membership fees, no obligation.
Explore the buyers panelRemoving barriers to growth
Independent funding. Responsible lending. A partnership approach.
Intermediary businesses are typically characterised by strong, albeit discretionary, cash flows with minimal tangible net asset values. Traditional financial institutions read that as high risk, and capital stays out of reach.
We believe traditional finance providers overlook the key question: the quality and durability of revenue streams in the absence of tangible assets. Our understanding of the intermediary business model lets us look beyond the perceived risk.
Continuity Solutions provides a fully independent financing facility exclusively mandated for intermediaries purchasing practices or client books. Every application is assessed on its own merits, through comprehensive due diligence, a robust credit framework and a dynamic pricing model. And once a facility is live, we monitor it proactively and stay in the conversation, no bots, no call centres.
Facility terms at a glance
*Where a facility is settled early through operational cash flows, no penalties are levied.
Engagement
We discuss the transaction you are considering and the structure of the facility you require.
Information
You complete our Borrower Information form with the relevant supporting documents.
Term sheet
A high-level indication of the facility, establishing a meeting of the minds before Deal Committee approval.
Loan agreement
Legal paperwork is drafted while the facility is motivated with our Credit Committee.
Approval and payment
Once signed and approved, payment is made within five business days.
Value based on fundamentals, not rumours
A true and fair reflection of your business's worth.
When intermediary businesses are valued for transactions, they are too often priced on generic market multiples with little or no justification for the number chosen.
We value businesses on their underlying fundamentals. Detailed valuations backed by rigorous quantitative analysis ensure the amounts and multiples applied are justified, so buyers and sellers can transact with confidence that the price reflects the real worth of the business.
Our edge is data and deal flow: a rich database of granular intermediary financial metrics, and unique intellectual property developed through active involvement in the industry's M&A market. Whether you are buying, selling or simply want to know where you stand, the report gives you a defensible answer.
What to expect
*Fully refunded where the valuation results in a sell-side mandate or the financing of an acquisition with us.
Engagement
We discuss your motivation for the valuation and your business operations.
Information
You complete our Requirements for Valuation form with supporting documentation.
Scope and price
Pricing, parameters and terms are agreed so every stakeholder is aligned.
Valuation report
The report is compiled, delivered and presented to you in a working session.
You only sell your business once. We've built our business around doing it well.
Successful succession takes more than finding a buyer. It requires planning, preparation, positioning, negotiation and experience. We work alongside you through every stage of the process, bringing the structure and expertise needed to protect value and achieve the right outcome.
Independent sale advisory, focused on value maximisation
No fees recouped from the seller. 100% of the value stays yours.
Selling a practice is complex, with many moving parts. Intermediaries often hold on to ownership longer than they should, or run the sale themselves, and both lead to suboptimal outcomes.
We provide an end-to-end advisory service to intermediaries selling all or part of their businesses, whatever the motivation, from succession to seeking a strategic partner. We are fully independent and buyer indifferent: our only focus is presenting you with buyers from our panel who suit your specific requirements, and maximising the value you realise.
The process is structured, transparent and milestone-driven, with timelines strictly adhered to, and your business is presented anonymously: buyers first see an anonymised prospectus, and your identity is revealed only once you choose to engage. Where we complete a sale on your behalf, you pay no fees and realise 100% of the value of the transaction.
Engagement
Upfront due diligence including a business valuation. Expectations are clarified and a minimum selling price, the price floor, is established.
Proposal
A comprehensive proposal covering the price floor, break fees, the potential buyer panel, timelines and service levels.
Prospectus
An anonymous investment prospectus, approved by you, goes to a panel of curated buyers for the submission of non-binding offers.
Roadshow
A secure data room is established to facilitate the due diligence process, followed by a roadshow to interested buyers.
Execution
Advisory support through to execution with the successful acquirer.
Indicative timeline in days
Exclusive acquisition opportunities
An exclusive panel of buyers, built on relationships and understanding rather than volume.
Serious sellers in this market are hard to come by. Our dedicated buyer panel gives committed acquirers first and only access to exclusively mandated opportunities: well-packaged, thoroughly prepared and introduced through motivated sell-side mandates.
Exclusive mandates
Opportunities introduced through Continuity Solutions are exclusively mandated. Panel members gain first and only access; these deals are not available elsewhere in the market.
Pre-vetted, committed sellers
We qualify sellers before introduction, establishing intent, commercial terms and timelines, so you engage only with parties genuinely ready to transact.
Due diligence efficiency
A dedicated virtual data room per transaction, with documentation gathered, reviewed and presented in a structured, digestible format.
Transaction certainty
We proactively manage seller expectations throughout, reducing late-stage withdrawals and inconsistent negotiations, and drive deals through to completion.
Relationship-based
We don't horse-trade. Offers are matched on strategic alignment, values, leadership style and client ethos, and unsuccessful bidders are told early, out of respect for their time.
Deal optimisation
We only introduce opportunities with real post-transaction potential, whether through revenue optimisation, cost synergies or strategic scale.
Fees and commitment. Our advisory fee is paid by the buyer on a successful transaction, not the seller. Committed sellers are the scarce side of this market, and seller fees were one more hurdle driving them away; flipping the fee grows deal flow for the panel, a win for both sides. Panel membership carries no ongoing fees and no obligation to participate in any deal. We look for partners with proven acquisition experience, strategic fit, organisational readiness and a long-term mindset.
Start the conversation
Confidential and without obligation, whether you are buying, selling, funding or simply planning.